Whether you are moving to another property, remortgaging your current house or taking your first steps onto the property ladder, you’ll need a residential mortgage. Selecting the product that’s right for your individual circumstances is where BLR come in. With access to a huge range of mortgage options at affordable rates, we’ll help you find the residential mortgage that’s right for you.

Moving House

If you are already a property owner and you plan to move house, the first task is to work out what you can afford. You may be looking to trade up, downsize or move to a property of similar value to your own; whatever your circumstances BLR can help by sitting down with you to review options and their likely costs.

There are lots of factors to take into account from stamp duty to removals and so getting expert advice from BLR is always worthwhile however experienced you are in moving house. Once you know exactly what is affordable mortgage-wise it is much easier and no less exciting to start your property search.


Your present deal may be coming to an end or perhaps you are beginning to wonder if your current provider is still right for you. It is best to begin shopping around for a new mortgage before your fixed or tracker rate comes to an end so you know your options. If you do nothing you will simply revert to your lender’s standard variable rate. This, of course, may mean paying more than you need to.

You might be thinking about consolidating debts, making home improvements or releasing equity for other purposes. BLR will search our comprehensive lender panel and compare products to find the right one for you. We will give you expert advice and, as a member of one of the UK’s biggest mortgage networks, lenders can often offer us exclusive interest rates.

The lenders on our panel will often provide a free survey and assist with legal fees to reduce the cost of moving your mortgage.

Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

First Time Buyer

With property prices ever rising, getting on the property ladder is more and more challenging. BLR aim to take away the stress and uncertainty that comes with buying your first home, leaving you to focus on the exciting stuff of moving.

We will guide you through the process of applying for a mortgage and find you the right deal. Our portfolio of lenders includes those who provide exclusive products or incentives for the first time buyer. We work closely with the Estate Agent and, if you need further help, recommend a Solicitor and Surveyor. We will keep you fully updated as your property purchase moves forward.


More and more people are now self-employed or on fixed or short term contracts. That flexibility in employment does not always work in your favour though when applying for a mortgage. Your income may be structured to reduce tax liability but that in turn can make it more difficult to satisfy a lender that you can afford a mortgage.

As lenders frequently differ in the way they assess the self-employed for mortgages we take into account each client’s needs as an individual. Whether you have a start-up or an established business, there are lenders out there that will consider your application. We find the one that’s right for your circumstances.

The initial consultation is free and our subsequent fee for arranging your mortgage ranges from £195 to £495.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Client Feedback

Ashley and the team were fantastic in helping me find a mortgage and finally get into the property ladder. Really patient with all my questions and always got back very fast with answers and new mortgage product possibilities. Would definitely recommend!

Paul has been excellent from start to finish, as always – I can not see that I would ever think of going to anyone else and recommend him whenever asked without hesitation He addresses my wife and I as equals, is thorough, patient, personable and professional in equal measure.

Paul was so helpful and really took the time to explain everything to us. Very satisfied and have already recommended BLR to a number of friends!

Professional, knowledgable, efficient and top class. Highly recommended.

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